Finance
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Background: Credit cards are a popular payment method, especially for business transactions. The issue: Sometimes, high-value business transactions require the approval of more than one person. Additionally, if a credit card is lost or stolen, someone will have to meticulously verify that no fraudulent transactions were made on it, which can be very time-consuming! Proposal:…
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Background: When a company offers a rebate (“buy this widget, get $50 back”), only a fraction of customers will actually deposit the rebate check. If customers don’t deposit their rebates, then the company can keep the money. So it would be useful if there was some sort of dirty trick to reduce rebate deposit rates.…
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Show how classy your phone app is with REAL fake GOLD text! Gold everywhere = high class operation.
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Background: PayPal recently announced a new font that they are quite proud of, which, according to the designer (https://klim.co.nz/blog/paypal-sans-design-information/), features “understated elegance” and shows the “confidence and foresight to buck the neo-grotesque groupthink of their Silicon Valley brethren.” Fig 1: Left: PayPal’s new custom font. Right: this approximation in “Hiragino Sans” (a default Mac font)…
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The issue: Sometimes you pay for something in cash and get 19 cents in change. Who wants to deal with those coins? No one. Fig 1: Coins and a dollar bill. This is what people in olden times used to pay for things. Proposal: Instead of having to deal with annoying change in your pocket,…
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Background: An ATM (“Automated Teller Machine”) resembles a slot machine in many respects: the user fiddles with a set of controls for a bit, and money (hopefully) comes out in the end. Additionally, humans have a fascination with gambling, and will often happily hand over a small amount of money for a small chance of…
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Background: Financial scams come in all shapes and sizes, ranging in nature from “unbelievable” to “completely hilarious.” But, it’s rarely hilarious to the scammed person! And even people who haven’t fallen for transparently obvious scams can be affected, as relatives are often are on the hook to keep their loved one from starving on the…

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